Cover Your Tracks: Insurance for Hiking & Cycling in Europe

Best Travel Insurance for Your Next Adventure (keep reading, it's helpful!)

Picture this: you’re gliding along the Danube Cycle Path, the sun on your face and the river sparkling beside you. Or maybe you’re trekking through the Highlands, every view is another postcard-worthy snapshot. At Waytrails, we’re all about self-guided adventures and practical travelling, but even the best-planned trips need a safety net—because, let’s be honest, sometimes the unexpected happens.

That’s why having the right travel insurance for hiking or cycling in Europe this summer is just as essential as the gpx, your gear, and that post-ride pastry stop🥐

🕵️What Makes a Great Adventure Insurance?

When you’re setting off on a Waytrails journey, your insurance should have your back—whether you take a tumble in the Dolomites or your bike decides to go on its own adventure without you in Amsterdam. Here’s what to look for:

✅ Medical Cover & Emergency Evacuation – Twisted ankles, altitude sickness, or even just a dodgy plate of local street food—make sure your insurance covers emergency medical care and repatriation. (At least £10M coverage is a good benchmark.)

✅ Adventure Sports & Activity Cover – Some insurers consider hiking above 2,500m or long-distance cycling “high risk”. "Long-distance cycling" is generally considered an "adventure sport" and may require additional coverage beyond standard travel insurance, especially if the route involves challenging terrain or significant distances Make sure your policy covers the kind of routes you’ll be tackling!

✅ Gear Protection – If you’re bringing your own bike, GPS, or hiking gear, check if your policy covers theft or damage. Some even offer specific cycling insurance for your beloved two-wheeled companion.

✅ Trip Cancellations & Delays – Weather, strikes, or unexpected hiccups happen—good insurance reimburses your costs if you have to cut your trip short or rebook.

🏆 Top Travel Insurance for Waytrails Adventurers

🔹 World Nomads – Perfect for active travellers, this one covers hiking at high altitudes, long-distance cycling, and even emergency rescue.

🔹 True Traveller – UK-based and designed specifically for adventurers, including hiking and cycle touring. Great for covering off-the-beaten-track routes!

🔹 Allianz Travel Insurance – A reliable option with comprehensive medical coverage, ideal for those who want a mix of adventure and traditional travel protection.

🔹 SportsCover Direct – If your trip is all about cycling, this provider specialises in bike insurance and cycling accident cover.

💪 Plan Smart, feel Free

At Waytrails, we design self-guided adventures that give you the freedom to explore Europe’s most incredible trails at your own pace and price bracket. And while we’re all for spontaneity, a little planning goes a long way—so grab that insurance, hit the trails, and make your next adventure unforgettable (for all the right reasons!). 🚵‍♀️🌍

👋💻Need help going through your Waytrail itinerary? Book a one-to-one call with our trail experts to plan your dream adventure! Schedule a Call with the team!